happy friday giveaway!

March 22, 2013

It's friday!
It's spring break!
It's beau-!...horribly and disgustingly cold outside.
Sad face.
Last Friday it was 84 degrees here.
BIG time sad face.

So I think a giveaway is in order! :)

I have been floored by your guys' response to my
(as jami so kindly helped me name...) "cash clutches"!
I didn't realize there were so many of you out there in the same boat!
I've been busy sewing away for my friends who have asked for them
(a perk for knowing me in real life ;) )
and am now ready to make them for those of you who have asked!
But first, why not give one away?!

Here are some I've made so far...

I have expressed my passion for financial good stewardship many times
(not that we're perfect but we try :) )
as well as my passion for tithing
so if this little gadget helps you become more passionate
and encouraged about a topic that can often be very DIScouraging
then my day would be made! :)

Here's the one I'll be giving away...
To enter,
leave a comment sharing your favorite budget or money saving tip!
I've also added my instagram feed over there on the sidebar.
Feel free to follow me at "chelseahatfield"
and watch for another way to enter!

You have until next friday (3.29.13) to enter!
I'll announce the winner the next week.

happy friday and good luck! :)

37 comments:

Cara Busenhart said...

I need so much work in this area of my life...it's actually been a major stressor in our family of late! My favorite budget tip was given to me by my father many years ago (and I'll admit that I still need to work on this): Pay yourself first--make sure you will be able to take care of yourself later in life by setting up a good retirement plan. This is so hard when we're young, but we really need to do this!

jessica gemeinhart said...

these are adorable! my husband and i are big couponers and repurposers. i think it makes one more creative! one of my favorite budgeting tips - (this is one i follow loosely, but think it gives perspective) for clothing splurges, say there is a shirt i want to buy but don't really need or have a lot of extra money to get, i ask myself if i can wear it at least one time for every dollar i spend on it (eg, if it's $15 at old navy, will i wear it at least 15 times). if not, it's probably not worth the splurge and i need to check back in a few weeks to see if it's on sale (then ask myself if i'll wear it 7 times for the $7 i spend on it).

Amanda Torres said...

I took a Dave Ramsey personal finance class in college and try to use his tips the best I can. Currently I have 3 (ugly) envelopes in my drawer to put extra cash in for different reasons, so this would be perfect for me :)
I reposted on Instagram too. Thanks for giving one away!

Holly said...

My favorite budget tip is to bring your own lunch to work! Have a splurge day once a week if you have to but try to keep from going out - it saves a ton of money!

Jessica Gemeinhart - I love your tip about the dollar for each time you wear it! Going to start using that one!

Mary best said...

In January my husband and I sat down and re did our finances. We studied our trends and history of purchasing. We focused on living off one income. We noticed super large target bills. Decided to auto ship via online products or similar products we typically bought at box stores. Decreasing the splurge spending. We have a weekly allowance that we use to treat each other or ourselves. Helps us feel like we go on dates, and we are not just eating out or seeing a movie. But one if us is treating the other. He is the only plastic carrier. He maintains gas needs in my car and any other maintenance. I am only given cash. All our bills are auto paid. :)

Tracy said...

I love clothes, so the rule is that if I buy an item, I have to clean out/donate a similar item, shirt for shirt, etc. I also hang clothes backward at the beginning if the season and any that are still backward at the end get cleaned out/donated. It helps me keep a mental inventory of what I have and makes sure I keep what I really love!

katieharris said...

Lovely. We took Ramsey's Financial Peace years ago but I am not good about the cash thing and would like to do better.

My favorite budget tip is to plan out our weekly dinners. It helps me so much to keep my grocery purchases only to what I know I need. Bonus is that it saves me time & thinking every evening and keeps wasted food at a minimum.

Also, any time we get any unexpected 'income' (tax return, $ gift, etc.) I make sure 10% goes to church and 10% goes to Elise's college fund before we do anything else with it. Sometimes it may only be $5 but it will all add up by the time she's 18.

Lindsey said...

My husband and I did the Dave Ramsey class last year and do a cash budget. At the end of the month, I've usually done better than him, and I think it's because I ask for a certain number of each bill (5s, 10s, 20s) each month when I pull cash out. Then I break my total cash budget down into 4 weeks, and then into grocery and gas money from there. I used to find that when the bank gave me big bills, I'd break them early in the month and by the end of the month I couldn't account for it. Knowing I have $35 dollars each week for gas, and a 20, 10, and 5 dollar bill helps me make sure that $35 goes to gas and not "borrowed" for something else because I didn't have appropriate change.

Jennie Benke said...

Super cute, I just love these!!

We started using the envelope system as a way to strictly budget to see if we could live off of one income. I find that when we use cash instead of a card it provides enough of a pause to consider whether or not I really need it. For often than not, the answer is "no". My biggest weakness is buying the "add ons" at Target. You know, go for milk and eggs and then leave with a new coffee table. So, I budget my groceries and Target together. All of our home goods and groceries come out of the same "bucket" and this has really helped!

michele mathe said...

My husband and I each get a weekly allowance for eating out, Starbucks, or basically whatever we want. We have stopped using our card for anything frivolous, if we don't have enough allowance for it leftover than we do not get the item. It has helped us save so much money using cash!

Andrea said...

So cute. I have mad love for chevron! :)

We recently just went through our finanaces after finding out we were going to have another baby and were blown away with how much we were carelessly spending on eating out and just random things. I don't really have any fabulous tips, but I will say the cash system works. And having something cute to carry the cash around in is a big plus! Thanks!

Laurie said...

My favorite budget tip is setting a set amount for "anything you want" money - and not going over no matter what!

Marla Oppold said...

Love these money clutches! So cute and I love your blog! I cut coupons and it's become a fun hobby and saves us money!

Jenny said...

So great! We've been using a cash only system for over a year now and have paid off all debt (except our home). Cash only and writing out our budget EVERY MONTH helped us get there. We use paper envelopes over and over until they fall apart...I would love to have one of these cuties to replace my pitiful envelope collection!

beth said...

My favorite tip.. Make a plan with your money! This clutch is a great way to plan your cash and enjoy it, thanks for giving one away!

McKenzie said...

This is SO cute. And would be SO helpful! Our favorite and most effective tip is meal planning! When we know what's in our fridge/freezer/pantry we are much less likely to splurge on eating out. And then we can save up for fancy, worth the wait dinner dates :)

ksukelli said...

We've been using the cash-only system for about a year now also! We do not do it for gas but for most other areas of our lives because we have some months where we travel a lot and others where we hardly do. That said, my favorite tip is to give yourself some time to figure out what "budget" works for you. It has taken us a good amount of time to set aside the right amount of cash for our needs each month but once we did, it's easier to keep to it! And I love not putting all those entries in my checkbook from my debit card anymore!!!

About me said...

My family has been on Dave Ramseybfor almost years now. We have envelopes for the kids(diapers,clothes,chick-fil-a splurge and etc) and my husband and I have our own envelope as well.(not alot of $ but it makes us feel like we can buy own own things(tad bucks anyone?) and not feel like we are cheating on our budget. Recently I started using this app EEBA (it's free) and track all of envelopes on my phone. It has really helped me to keep track of where we are for the month and where the money is going. Now can I please have this gorgeous chevron cash clutch? Or I will be happy to take it from my " me" envelope because I've been looking for something like this for 2 years! ;)

Anonymous said...

My money saving tip is TAKE YOUR TITHE OFF THE TOP. When I put God first, somehow (it amaze me) I always have money to take care of my needs and money to put back into saving.

lindsey said...

My favorite money saving tip....is make a budget or you WILL over spend!!! haha learned that the hard way! They are so cute chelsea!!

KayJackson said...

Cute! We have always been "wise" with our money but we are at a point that we decided we need to go to a cash system to really take care of our student loans. This would definitely be a motivator to me. My favorite tip is, as mentioned by others, meal planning! To sit down with my recipes and make my grocery list as I go really helps me save money and not waste food.

coley said...

We plan meals out, eat leftovers, cut unnecessary spending and share a car. It's hard but we make it work! Nicole

Lola P said...

Since I'm going back to school to finish my nursing degree, I had to stop working so we only have my husband income coming in. We decided to get rid of satelite TV, dinning out, and other things. What I personally do is I plan meals for the week every sunday night. Use coupons as much possible, and I fix my husband's lunch every day. Thanks for the chance to win!!!!

grace said...

I love your cash clutches! I've been needing to start budgeting for reals for awhile now & something like this would help me to be more intentional.
I love bargain shopping and crafting, so I used to buy (way too many) supplies on sale. My rule now is that if I don't have a specific use for it or if I don't have time to start a project with it in the same week of buying it, then it stays on the shelf. I have splurged, but this helps a lot so far. (I've found that thrift stores have amazing deals but it's always a surprise as to what you may/may not find.)
Also, using cash only has really helped me to be mindful of what goes in and out of my wallet :)

Michelle said...

LOVE these clutches! our fave $ saving tips are meal planning for the week, coupon clipping plus our target debit card helps us save.. plus only eat out if any once a week!! you should totally sell these, i'd love to give these as gifts :)

jill said...

We are doin' the Dave Ramsey...it's taking us a while to get a handle on our budget, but we are totally on board!! My best saving tip is just thinking of the future, or our kids' future when we want to make an impulse buy...the money could go so much further!

Amy said...

My best money saving tips are to only use cash and to write down everything I spend. Simple and well known ideas but they really do work!! Thanks for the fun giveaway!!

b4997e32-1a36-11e1-87b2-000bcdcb471e said...

Budget and stick to it. It eliminates stress and lets you enjoy your fun money .:-)

Nessa Bixler said...

This is so cute!! Way better than any of the cash system wallets I have seen. Tip: Don't envy others because of things. Especially with blogs, seeing others so often with things they have that we don't but would like to have, envy and want can ruin a budget. I ask myself, "Would you pray and ask Him for (coveted item)?" The answer is almost alway NO. Stopping those "wants" saves so much money!

Hannah T said...

Some of the comments are really great tips. I love the one about cost vs. how many times it will get worn. I will start using that.

I don't have any tips to give :(

BB said...

Love this! I certainly don't have any tips. We are new to this whole thing...scratch that, I'm new. My husband grew up in a savings savvy family, I grew up in a family that had more month at the end of the money every single time. I'm going full-up cash only for the first time this month. Nothing else has worked. I need to see my money leave my hand, I think. Anywho, long story short, cute cash clutch!!! :)

rachel porter said...

Boom. I'm entering this. and if I don't win, I'm buying one. But don't let that sway you from picking me ;) money saving tip? Live with Dave Ramsey. that way, you know someone is always watching...

anita schwo said...

Oh, I love this clutch! My tip is to read "Treasure Principle" by Randy Alcorn every year. It totally helps put our family's focus back on where Jesus wants our finances to be. It is all Jesus' money anywho...blessings.

Heather said...

My best advice for budgeting is to have two bank accounts. On pay day move all the necessary funds over to the account to pay all of your bills and write all of your checks out of. The other account is your free spending account. You alwyas know how much you have to spend and you will never overdraft if you follow this advice.
PS. I LOVE YOUR BLOG!!!

Lynette said...

Make a budget and stick to it!

natasha said...

My tip is kind of silly, but I try to avoid shopping unless necessary. It is a lot easier to save money when you aren't "window shopping". I hardly ever go to the mall and even stay away from certain aisles at Target that can be tempting. :) Thanks for the chance to win!

molly said...

avoid target :) planning ahead is what has helped us save the most! the clutches are so cute!

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